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Post-Closing Guide

Federal Title continues working for you after closing. Here's what our post-closing team handles on your behalf.

What Federal Title Does After Closing

Document Recording

We prepare the recording package and submit it to the Land Records Office. Documents typically return recorded within six months. We use e-recording when available, submitting within 3–4 hours of closing.

Mortgage Payoff & Lien Release

We pay off existing mortgages, obtain lien releases, and record them. We make sure all liens are properly released so your title is clean.

Water Bill Management

We handle obtaining and paying the final water bill — a critical step, since an unpaid water bill creates a lien on the property.

HOA & Condo Dues

We submit HOA and condo association dues to the appropriate associations and handle any prorations.

Repair Escrows

We maintain and disburse repair escrows and security deposits per the terms of your settlement.

Owner's Title Policy

Your owner's title insurance policy is issued and mailed after closing. Keep it permanently — you'll need it when you sell or refinance.

Tips for New Homeowners

Keep your closing documents permanently — You'll need your Closing Disclosure for tax purposes and may need it for future transactions. Federal Title can provide scanned digital copies.

Verify your homestead deduction — Confirm that applicable tax discounts (homestead, senior citizen, etc.) appear on your first property tax bill.

Monitor your escrow account — If your lender manages your taxes, verify payments are being made through your lender's website or automated phone line.

Ownership in tax databases takes time — Expect up to six months for local tax databases to reflect your new ownership.

Post-Closing Contact

Post-Closing Manager: Dedra Roberts

Phone: (202) 918-9359

Email: info@federaltitle.com

Questions After Closing?

Our post-closing team is here to help.