Buyer's Resource
Homebuying Guide
What to expect when you're expecting to close on time.
Buyers, it's your right to choose
It is the legal right of the homebuyer to choose the title company in DC, Maryland and Virginia. Don't let your agent or lender make this choice for you — shop title fees and get the service you deserve.
Understanding Closing Costs
Approximately 70% of closing costs that are variable are title-related, including the insurance premium and service charges. When buying a home, you will need closing funds beyond the down payment. As a general rule, tack on 3% to 6% of the purchase price to account for closing costs.
Title Insurance Premiums
Calculate your homebuying title insurance premium for enhanced or standard coverage. Rates are filed with DC, Maryland, and Virginia — Federal Title can help you find the most competitive underwriter.
Get a Quote →Settlement Fees
Review homebuying costs and other important information homebuyers need to know ahead of closing. Federal Title's settlement fee is all-inclusive — no itemized nickel-and-diming.
Compare Fees →Transfer & Recordation Taxes
For DC, MD & VA homebuyers, explore homebuying taxes paid at closing. Taxes are the same across the board — no variance between title companies.
What's Included with Federal Title
REALegal™
Homebuyers who close with us receive peace of mind with up to 2 hours of free legal counsel.
Learn more →REALSafe™
Explore contactless closing options and wire fraud prevention designed to keep you safe.
Learn more →Ready to get your closing cost estimate?
Get a guaranteed quote in under 2 minutes. Order online and save up to $750.