Let Super Be the Superintendent of Your Home

Let Super Be the Superintendent of Your Home

Super, a smarter home warranty system for a smarter home owner is reinventing the industry with their innovative-technological platform. This subscription based company applies technology to several areas of their offerings, from appointment scheduling to service provider monitoring, to improve the overall customer experience. Super works with the best of the best, and goes to great lengths to ensure their network of providers is stocked with 4 and 5 star rated companies. Since the home warranty industry is notorious for sending poor service providers, Super has provided a solution to a decade old problem that has driven the industry. Unlike other home warranty companies, Super vets out their vendors and also pays them a higher premium. In return, the provider fixes and or replaces covered appliances, with professionalism, in a timely fashion, providing a better customer experience. Additionally, Super offers their customers a wide-variety of benefits that differentiate them from other home warranties which include:  

  • Filing an online claim for maintenance or repair from your mobile, tablet, or computer.
  • Payment transactions are managed online so processing of payments with Super and the service provider is effortless.         
  • Their online database records all services for the home, so should you decide to sell, you can show home improvement efforts collected in one record, to share with a potential buyer.
  • Super manages the scheduling of all appointments with you and the service provider so there is zero hassle with coordination.
  • Customers can track the service provider’s estimated time of arrival on Super’s website portal via google maps – they’ll also call 30 minutes ahead of the appointment to ensure you don’t miss each other.
  • Super offers a concierge service that can help with other home maintenance services such as window cleaning, carpet cleaning, and or pool maintenance, to name a few.
  • Super has a Service Rewards TM referral program that earns subscribers $100 in rewards for each family member and or friend that signs up with Super. Service Rewards™ can be applied to the concierge cost of any service coordinated by Super, that isn’t already covered as part of their subscription plan.

Super is essential for: home buyers, sellers, landlords, or even investors because they make it easier for the customer when appliances break within the home. This home warranty coverage allows for the customer to enjoy the true value of a fully-serviced, professional, and user-friendly home warranty system that fits ANY size budget, with their 3 different plan options. So why not let Super be the Superintendent of your home today. Receive a 10 percent discount with the code FEDERALTITLE when purchasing a subscription now. 

CLOSE IT! House of the Week: A High-Rise Available in Chinatown

Looking for a high-rise pad to make into a man or woman cave in the District? Well look no further because we have found the perfect condo at The Lafayette at Penn Quarter which lists for $465,000. This one-bedroom, one-bathroom spans over 700 square feet with granite kitchen counter tops and panoramic views from your bedroom balcony. You're also super close to the National Mall should you want to go for a jog or a bike ride while the sun is rising or setting overlooking historic views. Don’t forget, as of October 1, 2017, you could qualify for the DC First-Time Homebuyer Recordation Tax Reduction and Federal Title & Escrow Company will help you submit your application!   

Assuming a homebuyer puts down 20 percent, their cash-to-close would be $106,695 and monthly mortgage payments would be approximately $1,358. However, for a complete picture of what your cash-to-close figures would be, including seller’s net proceeds from the sale and such, view the Close It! Web version or download the free Close It! iOS app

Feel free to tell your real estate agent that you want to use Federal Title & Escrow Company for settlement and save up to $750 on closing costs by ordering services online. Always remember, it’s your choice in selecting a settlement company when it’s time to close. 

CLOSE IT! House of the Week: A family home located in the residences at Adam's Row

View this stunning townhome in Northeast, D.C., which lists for $575,000. The detached townhome has four bedrooms and three in a half bathrooms perfect for a family of four or five. It spans over 1,786 square feet and has four levels of living space to include a large master suite with a balcony, three additional spacious bedrooms perfect for children, modernized bathrooms, and a beautiful kitchen to enjoy Sunday family dinners. Plus a basement!

Assuming a homebuyer puts down five percent, their cash- to-close would be $45,148.02 and monthly mortgage payments would be approximately $2,348.95. However, for a complete picture of what your cash-to-close figures would be, including seller’s net proceeds from the sale and such, view the Close It! Web version or download the free Close It! iOS app

Feel free to tell your real estate agent that you want to use Federal Title & Escrow Company for settlement and save up to $750 on closing costs by ordering services online. Always remember, it’s your choice in selecting a settlement company when it’s time to close. 

DC’s Newly Enacted First-Time Homebuyers Recordation Tax Reduction

Here's Information on Qualifying

While we are all pleased with the DC City Council’s decision to provide some relief for first-time homebuyers, this enactment is not without its complications and nuances. Qualifying is not as simple as Maryland’s first-time homebuyer exemption; whereby, each homebuyer must simply be a first-time homebuyer of a principal residence to qualify. No, this enactment also imposes a few additional hurdles, including purchase price limitations and limits on household income.

In general, the recordation tax will be reduced to .725% if:

  • Each grantee (i.e., homebuyer taking title) has never owned a principal residence in the District.
  • The property is improved residential property and qualifies for the DC Homestead Deduction. Note: Be careful here. Qualifying for the DC Homestead Deduction is not simply a statement provided by the homebuyer(s) that they will occupy the property as a principal residence – read more.
  • The purchase price can't exceed $625,000.00. Note: This purchase price threshold may be subject to an annual adjustment.
  • Total Household Income can't exceed defined thresholds - view here.  
  • As a further complication, since the enactment only applies to real property that qualifies for the homestead deduction, this means that the reduction would not apply to the value of unimproved lots (e.g., condo parking spaces or out-lots). For transactions involving unimproved lots, this may require sales contracts to specify an apportioned value (not simply total purchase price) for both the homestead deduction qualifying lot, as well as, the non-qualifying lot. In other words, the full recordation tax of either 1.1% or 1.4% would be assessed on the value of the lot that does not qualify for the homestead deduction. Stay tuned for our future communication on this little wrinkle.   

Please View the Application Here

CLOSE IT! House of the Week: A Home for the Holidays

The busy holidays are lurking around the corner. You may be considering an upgrade to a bigger home to entertain guests. If so, this stunning renovated-manor located within the community of 16th Street Heights, Washington D.C., may be the perfect fit to host family. The property has 6,300 square feet spanning over four levels with seven bedrooms, and six plus spa-like bathrooms. You will not have to worry about your in-laws invading your space either, because this residence comes with an in-law suite that has a separate entrance for privacy. The property also has a picture-perfect layout, from the front porch through an opened floor plan that flows with wood floors, recess lighting, and an elegant, yet modern kitchen that opens to a back deck. It comes with a finished basement and a two-car garage as well. The house is listed at $1,599,999.   

Assuming a homebuyer puts down 20 percent, their cash-to-close would be $360,852 and monthly mortgage payments would be approximately $4,780. However, for a complete picture of what your cash-to-close figures would be, including seller’s net proceeds from the sale and such, view the Close It! Web version or download the free Close It! iOS app

Feel free to tell your agent that you want to use Federal Title & Escrow Company for settlement and save up to $750 on closing costs by ordering services online. Always remember, it’s your choice in selecting a settlement company when it’s time to close. Learn more here.  

  • Ways to save at closing

    Title charges are the largest chunk of closing costs and can vary by hundreds of dollars.

    Learn more

  • What are closing costs?

    The real estate closing process involves loan steps, legal steps and title steps.

    Learn more

  • What's title insurance?

    Insure your legal ownership just like you'd insure the building, but for lots cheaper.

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Our blog contains general information only, not intended to be relied upon as, nor a substitute for, specific professional advice. Rate tables and figures that appear on our blog are deemed reliable but not guaranteed. For current rates & policies, refer to our Quick Quote and Consumer Guide. We accept no responsibility for loss occasioned to any purpose acting on or refraining from action as a result of any material on our blog.