5 keys to buying your first home, tax credit or no

Time is running out for first-time homebuyers looking to take advantage of the $8,000 federal tax credit, set to expire Friday, April 30. Even if you're not in a position to cash in on the credit in the next five days, you can still land a great deal on a piece of property if you follow these five steps, which come from a USA Today article.

1. Get your finances in order.

2. Find a real estate agent and start looking.

3. Investigate the reputations of builders, condos.

4. Make an offer and apply for a mortgage.

5. Prepare for closing.

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