Closing costs for borrowers (refinances)

Unlike an owner's title insurance policy, a lender's title insurance policy expires once your loan is paid off. When you refinance your house, you pay off the original loan and a new loan is issued, therefore you will need a new lender's policy.

Many times the benefits of a refinance far outweigh the costs associated with closing the deal. In this section, you will find information helpful for calculating your closing costs in a refinance real estate transaction.

Title insurance premiums

The following charts allow you to calculate your title insurance premium manually, but the numbers can be a little confusing. Quick Quote makes calculating easier.

View rates »

Advantages to refinancing

Reasons to refinance are numerous. Once you've decided to refinance, you can get a quote for our services and know your closing costs in seconds — no obligation and no cost.

Settlement fees

Comparing rates and services among title companies is the best way to save money on closing costs. Know your total costs up front with a Quick Quote.

Transfer & recordation taxes

Residential refinance transactions: Read on for a break down of taxes associated with the refinance of a residential property in DC, Maryland, Virginia and Florida.